Education

Student Loan Default Collection Process Resumes

Five million borrowers are in default

If you are in default with your student loans, you may be hearing from the Department of Education very soon. Beginning May 5th, the Department of Education began a collection process on federal student loans that are 270 days behind without a payment.

Several media outlets, such as CBS News, report that five million borrowers are in default and are at risk of having their wages garnished, facing liens, and more.

In March of 2020, President Trump paused all payments on student loans during the COVID-19 pandemic to help relieve Americans who were out of work. Afterward, the Biden Administration extended the loan repayment pause several times as it attempted to eliminate student loan debt for all borrowers, but faced many hurdles in doing so. The Biden administration was successful in eliminating student loans for a select few borrowers.

Miles J. Edwards

Founder & Creative Chief Architect, Art, Trade & Lifestyle Media Group Miles J. is an award-winning professional writer, filmmaker, and journalist with three decades of deep-rooted expertise in media production and investigative storytelling. As the founder and Creative Chief Architect of Art, Trade & Lifestyle Media Group, he leads editorial strategy and high-fidelity content development across expanding regional bureaus, focusing on the critical intersections of public policy, emerging technology, and urban infrastructure. A native of the California Bay Area and a long-time resident and community advocate in metro Atlanta, Miles J. brings a unique, bi-coastal perspective to modern journalism. His current editorial work includes building comprehensive policy blueprints for state gubernatorial races and producing forward-looking docuseries that examine municipal development, transit innovations, and workforce evolution. Committed to lifelong learning and cutting-edge industry standards, he actively couples traditional journalistic integrity with modern marketing management frameworks to shape the future of digital news architecture. Expertise: Public Policy, Emerging AI Technologies, Transit Infrastructure, Urban Development, Media Architecture. Credentials & Affiliations: Member of the Atlanta Media Press Core, Project Callisto Search Quality Evaluator.

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